Personal Lines Coverage Options

Cornerstone has access to a multitude of top-rated providers which gives us the flexibility to meet unique needs.

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Personal lines insurance includes property and casualty insurance products that protect individuals from losses they couldn't afford to cover on their own. These types of insurance lines make it possible to do things like drive a car and own a home without risking financial ruin.

HOMEOWNERS / RENTERS INSURANCE

Homeowner's insurance is a form of property insurance that covers losses and damages to an individual's house and to assets in the home. Homeowner's insurance also provides liability coverage against accidents in the home or on the property. Renters insurance covers losses and damages to an individual's personal property inside the dwelling.

RV / TOYS INSURANCE

Basic personal auto insurance is mandated by most states and provides you with some financial protection in case of an accident. Learn how car insurance works and what types of coverage are available for autos, ATV's, boats, snowmobiles, and more!   

UMBRELLA INSURANCE

Umbrella insurance is extra liability insurance. This type of insurance policy is designed to help protect you from major claims and lawsuits and as a result it helps protect your assets and your future. 

LIFE INSURANCE

The purpose of life insurance is to provide financial protection to surviving dependents after the death of an insured. It is essential for applicants to analyze their financial situation and determine the standard of living needed for their surviving dependents before purchasing a life insurance policy.