Commercial Insurance Coverage Options

Our team has coverage options for almost any industry. We specialize in hotels, restaurants, breweries, and bars.

COMMERCIAL GENERAL LIABILITY

A standard insurance policy issued to business organizations to protect them against liability claims for bodily injury, property damage arising out of premises, operations, products, plus completed operations; and advertising and personal injury liability.  

COMMERCIAL PROPERTY INSURANCE

Features line-by-line interpretations of the most commonly used ISO commercial property, crime, inland marine, and equipment breakdown.

LIQUOR LIABILITY

Any establishment that sells, serves, or assists in the purchase or use of liquor (i.e. dram shop) opens its doors for a liability claim as a consequence of someone getting drunk to the extent that injuries or property damages are the result.

WORKERS COMPENSATION INSURANCE

Workers' Compensation Insurance is coverage for an employee's medical expenses, lost wages, and rehabilitation services that result from a workplace injury or illness. 

CONTRACTORS WRAP INSURANCE 

Wrap insurance is a liability policy that serves as all-encompassing insurance that protects all contractors and subcontractors working on large projects. The two types of wrap insurance are owner-controlled and contractor-controlled.

HOSPITALITY INSURANCE COVERAGE OPTIONS

Visit our Who We Serve page if you're a hotel, resort, golf course, restaurant, brewery, tavern, bar, nightclub, spa, or anyone in the hospitality industry.   

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Personal lines insurance includes property and casualty insurance products that protect individuals from losses they couldn't afford to cover on their own. These types of insurance lines make it possible to do things like drive a car and own a home without risking financial ruin.

HOMEOWNERS INSURANCE

Homeowner's insurance is a form of property insurance that covers losses and damages to an individual's house and to assets in the home. Homeowner's insurance also provides liability coverage against accidents in the home or on the property.

AUTO / TOYS INSURANCE

Basic personal auto insurance is mandated by most states and provides you with some financial protection in case of an accident. Learn how car insurance works and what types of coverage are available for autos, ATV's, boats, snowmobiles, and more!   

UMBRELLA INSURANCE

Umbrella insurance is extra liability insurance. This type of insurance policy is designed to help protect you from major claims and lawsuits and as a result it helps protect your assets and your future. 

LIFE INSURANCE

The purpose of life insurance is to provide financial protection to surviving dependents after the death of an insured. It is essential for applicants to analyze their financial situation and determine the standard of living needed for their surviving dependents before purchasing a life insurance policy.