High Premium Risks

High Premium Risks and Captive Insurance

Captive programs are designed for parent companies whose combined insurance premiums exceed $150,000 annually. A captive program is a wholly owned subsidiary insurer formed by a parent company to provide risk management services for the parent company and/or related entities.

This type of insurance calls for a team specifically knowledgable in the responsibilities and duties required for such plans. We at Cornerstone are well-equipped to help you navigate through the process with efficiency and precision.

We bring more than 40 years of experience in the Insurance, hospitality, and financial services industries, giving us an inside track on risks and liability mitigation.